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2019 Hurricane Season Is Here

6/19/2019

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We are moving into Hurricane season and we to remind you of how important it is to have the right kind of insurance and to be prepared.
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Hurricanes bring two big problems: water and wind. Depending on where you live, you may need to buy these separate policies in order to cover hurricane damage:
  • Flood insurance: No homeowner’s insurance policy will cover floods, including water from a storm surge. To get coverage, you’ll need flood insurance.
  • Windstorm insurance: Homeowners insurance policies in some hurricane-prone states won’t pay for windstorm damage. If you live in one of these states and want coverage, buy a separate windstorm insurance policy.
Here are some basic emergency preparedness suggestions to include in your planning process.
  • Create a family communication plan for children and adults to have. Put copies in children's backpack and in your wallet or purse.
  • Flood insurance is not covered under your homeowner’s policy. While hurricanes are generally covered, if a flood ensues later, it may not be covered. You will need a separate flood policy.
  • Install hurricane shutters.
  • Prune all trees around your home.
  • Keep a mobile emergency kit in your car.
  • Monitor radio and local TV stations for evacuation orders. Act without delay to avoid traffic.
  • Assemble/replenish disaster supplies kit: FEMA recommends three days of food and water for each member of the household, including pets. You can assemble a kit yourself, or purchase a pre-assembled kit online or from many local stores.  Store items in your household designated safe location.
  • Discuss with your family the safe locations for shelter in the places you are likely to spend time: home, school, work, place of worship, etc.
  • Find out your vulnerability to flooding, wind, and storm surges, and whether you live in a mandatory evacuation zone. Visit the FloodSmart.gov website to see updated flood maps.
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NOTICE: This blog and website are made available by the publisher for educational and informational purposes only. It is not to be used as a substitute for competent insurance, legal, or tax advice from a licensed professional in your state. By using this blog site you understand that there is no broker client relationship between you and the blog and website publisher. ​

​Strive Insurance Group, Inc. | 701 N. Central Expressway Bldg 1|Richardson | Texas | 75080 | 866.538.8174
Photos used under Creative Commons from Randy Heinitz, dhublimited, Gamma Man, Nguyen Vu Hung (vuhung), roarofthefour, propertysnaps, Ada Be, Mire de rien
  • Home
  • About Us
    • Meet Our Team
    • Blog
  • Payments
  • Contact Us
    • Client Services >
      • Certificate of Insurance Request
    • Job Opportunities
  • Homeowners Quote
    • Auto Quote
    • Life Quote
  • Business Quote
  • Restaurant Insurance
    • A&E Insurance