Blog Archives

2/26/2020

What To Do After An Auto Accident

Don’t Let an Auto Accident be a Pain
Automobile accidents happen every. Although no one wants to experience an auto accident, knowing what to do in case one happens to you could soften the impact on your life in the days and weeks to follow. You purchase auto insurance to help you through accidents when, or if, they happen. If you have an auto accident, we are here to help you. You may always call us to help you through the process.

If you are involved in an accident, think about your safety and those around you before thinking about insurance. The first priority is to check for injuries at the scene. Call 911 for medical help if anyone at the scene is injured. Notify the police as soon as possible.
Try to protect the scene; don’t move vehicles unless the police instruct you to.
Obtain the names, addresses, and telephone numbers of all persons involved, including passengers and witnesses. It is a good idea to look at drivers licenses. Record the license plate numbers of all cars involved. Get complete Insurance information, including policy numbers. Having the agents name and number is also beneficial.
Never admit an accident was your fault, even if you think it was. An apology can be construed as an admission of fault. Let the authorities determine who was responsible. Auto accidents can be disorienting even if you are not physically injured. You may not be aware of all factors leading up to the crash.
Contact our office, we are here to; help. Contact your insurance company as soon as possible, even if damages are minor.
You have the right to take your car to the repair shop of your choice. It can be beneficial to get two quotes as pricing and quality vary.
Use your smart phone to take pictures before vehicles are moved. It provides documentation.

We are here to help you with your auto insurance needs. We have access to many insurance products and can provide you with competitive premiums. We offer auto liability, auto collision and auto comprehensive coverage.

Strive Insurance Group, Inc. is a full-service independent insurance agency that has been serving the insurance needs of the Dallas area since 1984 (formerly Gordon Lund Insurance). Don't worry, nothing has changed, but our name. In addition to having a presence in the Dallas and North Texas area, we have also expanded to Austin and Central Texas with agent representation and the same professional service.

We represent, and have established a strategic alliance, with only the highest quality insurance carriers. In doing so, we can provide you with the service and protection to meet your dynamic needs. As your needs change, we can review and collaborate to decide which insurance company or companies are best suited to your situation.

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2/11/2020

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Why Should Your Business Develop a Disaster Plan?

According to the Small Business Administration, 25% of businesses do not re-open after a disaster. Most of these failed businesses did not have a disaster plan in place.Small business disaster preparedness planning is easier than you think.
Disasters Can Include:

Floods
Wild Fires
Wind Damage
Earthquakes
Civil Unrest

What Should Go Into a Disaster Plan?

Emergency contact information on all employees.
Contact information for key vendors and clients.
A plan to continue operating after a disaster; this may include a secondary location.
Determine what operations are critical and need to continue, and which activities are not.
Have a clear evacuation plan and general meeting area for staff.
Make sure you have a disaster kit that includes water, blankets, flashlights, and other safety equipment.
Have a plan for the security of personal information.
If you have any hazardous materials, make sure you have a plan to manage spills.
Have a communication plan for clients, suppliers, employees, and the community.

Preserve your equipment and business records by referencing this IRS guide on protecting your information before an emergency strikes. The Federal Emergency Management Agency (FEMA) also offers an emergency preparedness checklist and toolkit.

Strive Insurance Group, Inc. is a full-service independent insurance agency that has been serving the insurance needs of the Dallas area since 1984 (formerly Gordon Lund Insurance). Don't worry, nothing has changed, but our name. In addition to having a presence in the Dallas and North Texas area, we have also expanded to Austin and Central Texas with agent representation and the same professional service.

We represent, and have established a strategic alliance, with only the highest quality insurance carriers. In doing so, we can provide you with the service and protection to meet your dynamic needs. As your needs change, we can review and collaborate to decide which insurance company or companies are best suited to your situation.

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2/5/2020

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Methods of Preventing Professional Liability Claims

Every business has some level of risk when it comes to professional liability. This kind of coverage is not just for lawyers or doctors. Your business most likely has a risk in this area. We recommend professional liability insurance to many of our clients.
If you perform any of these services, you may need professional liability insurance:

Provide any construction management
Provide advice to clients
Perform professional services
Advise client on how to save money
Provide advice on how to install equipment
Recommend any building code changes

How to Reduce the Likelihood of a Claim

Keep and maintain a professional code of conduct.
Make sure clients understand what their product covers and doesn’t cover, as well as all moving parts, fees and expenses, and any underlying risks and guarantees. You can never over-educate a client.
Have written procedures relating to client communication and follow-up.
Do not provide advice if you are not qualified to do so.
Make sure to disclose all required information and be very upfront about your record of accomplishment, business practices, and affiliated advisors and companies.

Most businesses purchase general liability insurance to protect their businesses against certain kinds of claims. These claims could include bodily injury and property damage. It is very important for businesses to understand the difference between professional liability and general liability.

Strive Insurance Group, Inc. is a full-service independent insurance agency that has been serving the insurance needs of the Dallas area since 1984 (formerly Gordon Lund Insurance). Don't worry, nothing has changed, but our name. In addition to having a presence in the Dallas and North Texas area, we have also expanded to Austin and Central Texas with agent representation and the same professional service.

We represent, and have established a strategic alliance, with only the highest quality insurance carriers. In doing so, we can provide you with the service and protection to meet your dynamic needs. As your needs change, we can review and collaborate to decide which insurance company or companies are best suited to your situation.

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What To Do After An Auto Accident

Why Should Your Business Develop a Disaster Plan?

Methods of Preventing Professional Liability Claims

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