COVID-19 has created many questions about your personal insurance risks and coverage. Here are a few things to consider regarding your personal insurance policies.
Most standard personal insurance policies exclude injury or loss due to communicable disease. We recommend you consult with your agent for a review of your individual personal insurance coverage.

Most personal insurance policies exclude liability for any business operations.  Working from home would be considered incidental and may not fall under the business exclusion. If you have clients in your home, it might impact your insurance.

What If I damage company-owned equipment? Your employer should have coverage for the business owned property.
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What if I use my personal auto for business purposes? Most personal auto policies provide coverage for incidental use, going to the post office, getting supplies, etc. If you are using your personal vehicle for deliveries, Uber, or other business-specific tasks, you may need to amend your insurance policy.
We are committed to providing clients with the highest quality insurance plans available combined with some of the lowest possible rates. Whether you are shopping for auto insurance, home insurance, life or business insurance, we can help you obtain the best coverage available with the lowest rate possible.

Every one of us has certain things that keep you up once in a while. It might be your job, the kids, illness, or other life’s problems. Our goal to make sure that protecting your family with the right insurance does not keep you up.

Here is how we help you sleep at night

1. We never sell you a policy. We ask questions and educate you so that the coverage you but the right fit for you.
2. Insurance is a complex transaction, so we work hard to make sure you understand how insurance works before you make a decision.
3. Our team is licensed and have years of experience that help us better educate you.
4. We are here to answer any questions you may have regarding your insurance decisions.

According to an Insurance Journal article, here are the top issues that keep people up.

• Flood and other natural disasters
• Identity theft
• End of life issues
• Eldercare

We can provide valuable information regarding each of these so that you can make the right decision for you and your family. We hope you noticed that we don’t just offer a quick insurance product. That is because we will only offer you an insurance solution after we fully understand your needs.

Insurance coverage made easy. When it comes to buying your insurance, you have options.  You can go to a captive insurance agent, an agent that represents one company, or you can go to an independent insurance agent that represents many companies.  Strive Insurance Group, Inc. (formerly Gordon Lund Insurance Agency, Inc) is a full-service independent insurance agency representing many insurance companies.  This means that we shop many different insurance companies to obtain the best rate and coverage for your insurance.  We do this at no additional fee or service charge to you.  Simply put, our goal is to find you the best coverage and rate for your auto, home, business, or life insurance.  Whether you need a business insurance quote or an auto insurance quote, we can help.  To obtain an insurance quote, click on the tab and enter your information into the form.  If you have any questions along the way, please don't hesitate to contact one of our insurance agents. 
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Connect with us and let us show you how we do it
 

A Home Insurance Update
Are you dashing through the snow to grandma’s house?  Do silver bells keep ringing in your ear?  If you are getting into the Christmas spirit, remember your homeowner’s insurance can play an important role in helping keep your home a warm and safe place for the Holidays.

With a little preventive action and a solid home insurance policy, those risks can fade into the background, allowing you to enjoy these next few weeks to the fullest.
Now is a good time to review your personal insurance policies, making sure they’re up to date. While many of your risks are probably covered, a few might not be as explained below.

Here are some examples of some crazy Holiday related insurance claims:

• A man was going to clean his pool for a Holiday party, and carried the bleach from the front of his home to the back.  He did not realize the lid was partially open and bleach dripped all over the carpet.
• The Smith family put up a nice big Christmas tree in their family room.  They instructed their daughter to water the tree every day.  Their daughter did just that, but there was a hole in the Christmas tree stand and the water leaked all over their hardwood floors.
• Parents wanted to surprise their kids with a 65-inch TV.  They hid it in the garage with a tarp over it.  One of the kids accidentally put the car in drive instead of reverse and ran into the hidden TV.
• A family tied their fresh Christmas tree to the top of the car and headed home.  A short while later, the tree came loose and hit the car behind them.
• A local family decided to use a deep fryer to cook the Christmas turkey.  The men all gathered in the garage and dropped the frozen bird in hot grease. The result was a totally destroyed garage an ruined Holiday. 

Insurance coverage made easy. When it comes to buying your insurance, you have options.  You can go to a captive insurance agent, an agent that represents one company, or you can go to an independent insurance agent that represents many companies.  Strive Insurance Group, Inc. (formerly Gordon Lund Insurance Agency, Inc) is a full-service independent insurance agency representing many insurance companies.  This means that we shop many different insurance companies to obtain the best rate and coverage for your insurance.  We do this at no additional fee or service charge to you.  Simply put, our goal is to find you the best coverage and rate for your auto, home, business, or life insurance.  Whether you need a business insurance quote or an auto insurance quote, we can help.  To obtain an insurance quote, click on the tab and enter your information into the form.  If you have any questions along the way, please don't hesitate to contact one of our insurance agents. ​