​A Texas Business Insurance Update
Your business needs the right commercial insurance in order to protect you from the many risks to which you are exposed.  Business insurance will respond to many of your risks subject to the terms and conditions of your policy.  Here are the top five things every business owner needs to consider when securing commercial insurance.
Our “Top Five” List

1. Use an independent agent who is experienced in your industry.
2. Select your agent based on their qualifications, not because they offered you the lowest priced policy.  Buying low priced business insurance sounds good-- until you have an uninsured claim.
3. Consider increasing your property deductible. Many businesses can save a lot of money simply by increasing their deductible to $2,500 or even $5,000.
4. Higher liability limits can be purchased for a relatively small amount.  Consider an umbrella policy which would increase your protection.
5. Always consider cyber risk, employment practices liability, and professional liability coverage.

As an Independent Insurance Agency we represent many insurance companies to fit your businesses dynamic needs.  Whether you're a new business or a small business, we can help.   Being an Independent Agent means we are not only your agent, but we are your insurance broker as well.  We understand every business and industry is unique, so we will work with you to find the best business insurance coverage at the lowest rate. Contact us today for a free quote

​A Flood Insurance Update
Winter will soon be over, and the arrival of spring rain can lead to major flooding.  In the past 5 years, all 50 states have experienced floods or flash floods.  Flood insurance cannot be purchased during a flood.  There is a 30 day waiting period once the application is processed. Therefore, it is a good idea to start thinking about flood insurance right now.
According to FloodSmart.gov, the official site of the National Flood Insurance Program, at least 25% of businesses that shut down after a flood never re-open. According to the same source, only a very small percentage of homeowners buy flood insurance.
Many business owners and homeowners are under the mistaken impression that their insurance policies cover them for damages arising from floods. While your personal insurance and/or business insurance policy may cover water damage, flood coverage is excluded.  Just like homeowner’s flood insurance, commercial flood coverage must be purchased separately in a dedicated policy.
Flood insurance policies cover physical damage to your property and possessions.  You can refer to the Summary of Coverage to help you better understand your policy and coverage.  (Read More)
Strive Insurance Group, Inc. is a full-service independent insurance agency that has been serving the insurance needs of the Dallas area since 1984 (formerly Gordon Lund Insurance). Don't worry, nothing has changed, but our name. In addition to having a presence in the Dallas and North Texas area, we have also expanded to Austin and Central Texas with agent representation and the same professional service.

​A personal insurance update
Now is the time when many of us are planning summer vacations. Remember, your personal insurance will cover your personal liability while traveling in the U.S., (subject to policy terms).  Planning ahead can take some of the stress out of vacations, so here are a few quick tips for a successful family vacation.
Travel safety tips

• Stay off social media.  Criminals love to follow you, and then break in while you are gone.
• If you are traveling to foreign countries, remember to follow their laws and customs.
• Be aware of any travel and health alerts at your destination.
• Provide an itinerary of your travel plans to a family member.
• Advise a neighbor of your travel, and ask them to watch your home.
• Put lights on timers.
• Stop the paper and garbage service.
• Don’t take expensive jewelry on vacation.
• Make sure your children have a photo ID.
• Travel insurance can end up saving you a lot of money if something goes wrong and you need to come home early – especially if you have health issues.

Striving for High Levels of Service:
As our name implies, we strive to make your insurance experience positive. We understand you have many options when it comes to getting personal insurance, so we are going to strive to give you first class customer service you deserve.
Strive Insurance Group, Inc. is a full-service independent insurance agency that has been serving the insurance needs of the Dallas area since 1984 (formerly Gordon Lund Insurance). Don't worry, nothing has changed, but our name. In addition to having a presence in the Dallas and North Texas area, we have also expanded to Austin and Central Texas with agent representation and the same professional service.