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  • Home
    • Privacy Policy
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    • Meet Our Team
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    • Life Quote
    • Job Opportunities
    • Client Services >
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5/26/2022

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How To Lower Your Auto Insurance Now?

 
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Not sure how to save money on auto insurance? Many auto insurance companies provide discounts and advantages to help you save money on your auto insurance plans. Consult your insurer's agent to see how you might save.
Your auto insurance provides financial security and comfort of mind. Choose a firm that offers competitive rates while still providing dependable coverage: request suggestions and personal experiences from friends and family. Having an agent help, you will reduce much of the time and stress involved in finding the right auto insurance for you.
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Bundle Your Insurance
Bundle your insurance if you have multiple automobiles or different types of insurance. You can combine your policy with other plans such as homeowners' or renters' insurance, boat insurance, motorcycle insurance, and even umbrella insurance. If you buy more than one policy from the same company, you'll get a bundle or multi-line discount.

Be A Safe Driver
Customers having a history of accidents and movement offenses (including speeding tickets) typically pay a higher premium since they pose a greater risk of driving. According to Insurance.com, even a single traffic ticket can raise your auto insurance price by 19%.

Change Your Deductibles
If you are a safe driver, you'll almost certainly never have to make an insurance claim or pay a deductible. If you're unfamiliar with the term "deductible," it refers to the amount you pay out of pocket before your insurance company pays the rest of your claim. The deductible for most insurance is around $500. Increasing it to $1,000 or more could result in lower monthly premiums.

Low Millage Plans
Low-mileage discounts may be available if you drive less than the average amount of miles in your area. You might also choose for a "pay-as-you-go" plan, which charges you based on the number of miles you drive. If you work from home or have a short commute, these are extremely beneficial.\

Pay Your Premium In Full
If you pay your insurance premium in full instead of monthly, your rate for car insurance can go down. 
 
Consider The Car
Your insurance prices are influenced by the type of car you drive. Because of the heightened danger of injury and the increased demand for collision coverage, premiums for expensive sports cars are frequently excessive. Furthermore, larger SUVs are more expensive to insure than smaller (safe) cars. Premiums for new autos are also greater than for old or used vehicles.

Location
You can expect your auto insurance costs to rise if you move to a larger city with greater crime rates.

Have Your Agent Shop For You
Companies charge different premiums for the same coverage. Without utilizing an agent, you may not know this. Your agent can offer a number of options based on your individual needs. Check to see if the company is licensed to operate in our state.

Ask For Discounts
Here are some of the discounts you should inquire about
  • Good student
  • Safe driver
  • Loyalty
  • Bundled policies
  • Multi-car
  • Low mileage
  • Driver training
  • New car
  • Pay in full
  • Hybrid
  • Safety equipment
 
Strive Insurance Group, Inc. (formerly Gordon Lund Insurance Agency, Inc) is an independent insurance agency representing many insurance companies.  This means that we quote with many different insurance companies to obtain the best rate and coverage for your insurance.  We do this at no additional fee or service charge to you.  Our insurance agency's reputation for representing the best insurance companies, providing excellent customer service and competitive pricing to our clients has been earned and proven for over 30 years.  We take great pride in finding you the best coverage and backing it up with prompt personal service. 
 
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5/25/2022

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The Unique Risks In The Life Science Industry

 
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Businesses in the life sciences industry are always developing new ways to deliver products that solve problems. Successful medical technology, pharmaceutical, and digital health enterprises write their own prescription for success on the cutting edge of progress. Companies on the cutting edge of innovation, on the other hand, run the risk of anything going wrong. All this creates new risks and liabilities for businesses in the life science industry.
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Our risk team advises enterprises ranging from drug makers to contract manufacturing organizations to big publicly traded medical companies on all aspects of life sciences risk management and insurance. We create proven solutions and coverages that protect your investment. 
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Your Risks Are Real; Our Solutions Are Proven
  • Claims management and safety programs that are comprehensive
  • Property and casualty coverages, primary and excess
  • Management liability
  • Medical malpractice liability
  • Development and research
  • Human clinical trials 
  • Product recall insurance
  • Professional liability
  • Programs for Global Fronting
  • Supply chain and transportation risk management
  • Cyber liability solutions
  • Integrated Risk Management Programs
In the life sciences industry, we know you have to innovate to stay ahead. Companies in the industry compete and strive to be the first to develop new drugs, supplements, medical devices, and technologies that promote better health. Let us put together a specialized Life Sciences Insurance solution that minimizes loss potential and protect your bottom line.

We understand the challenges in the Life Sciences industry. There are many moving parts and things can change like the wind.  That is why we have partnered with companies that offer industry specific coverages to meet your unique needs. It doesn't matter where you are at in the process right now. Whether it's R&D, clinical trials or maybe you've already developed that game changing medical device or drug, we want to help you with your Life Sciences Insurance. 

Strive Insurance Group, Inc. (formerly Gordon Lund Insurance Agency, Inc) is an independent insurance agency representing many insurance companies.  This means that we quote with many different insurance companies to obtain the best rate and coverage for your insurance.  We do this at no additional fee or service charge to you.  Our insurance agency's reputation for representing the best insurance companies, providing excellent customer service and competitive pricing to our clients has been earned and proven for over 30 years.  We take great pride in finding you the best coverage and backing it up with prompt personal service.  
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5/10/2022

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Insurance For Summer Fun

 
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A Personal Insurance Update
When spring and summer arrive, we are ready to get out more and spend time in the great outdoors. That means getting your toys insured. That is where we can help. We offer insurance coverage options and competitive prices on all kinds of toys, including boats, personal watercraft, RVs, motorcycles, ATV, and more.

All of these vehicles require insurance to protect you from damage and liability. It is critical to have the right kind of insurance coverage for your recreational vehicles. The majority of these are not automatically covered by your home or auto insurance policies.

You can choose not to insure physical damage to your recreational vehicles, but you must still have liability insurance. You may be required to insure these vehicles if you have loans on them.

Motorcycle Insurance
Motorcycle insurance should be an important part of your insurance planning. Having insurance will help you replace any damaged property and cover medical bills in the event of a serious accident. Depending on the bike, motorcycle insurance is less expensive than car insurance and will provide you with peace of mind while riding. Most types of motorcycles are covered by our insurance policies, including sport bikes, cruisers, standard bikes, touring bikes, custom motorcycles, scooters, and classic motorcycles. Our policies can also include liability coverage, uninsured motorist coverage, medical coverage, custom equipment, medical payments, towing, and labor. Check your current motorcycle insurance policy to ensure that each piece of special equipment is listed.

ATV Insurance
Your ATV is a significant recreational investment. The last thing you want to be concerned about while riding is whether you have adequate insurance coverage. You can ride your bike with confidence knowing that you're properly insured with a customized All-Terrain Vehicle insurance policy
Whether you ride a 4-wheeler, a dune buggy, or even a golf cart, you can get the ATV insurance you want and the insurance protection you deserve with coverage options such as:
  • Collision coverage protects your ATV from damage caused by rocks, trees, and other obstacles or debris.
  • Bodily Injury this pays for the medical expenses of others if you are found to be at fault in an accident.
  • Uninsured Motorist protects you against loss or damage caused by uninsured or underinsured riders.
  • Comprehensive coverage is an added layer of protection against loss or damage caused by theft, fire, or vandalism.
  • Property Damage covers expenses incurred due to damage to another person's property for which you are liable. 
 
RV Insurance
RV insurance rates vary from one company to the next. It is critical that we shop your insurance to ensure that you get the best coverage possible. A one-size-fits-all insurance policy does not exist. Some insurers provide better rates for trucks, RVs, and campers, whereas others provide better rates for expensive motorhomes. We can cover vehicles in classes A, B, and C.
• Liability Coverage for RVs
• Collision and comprehensive insurance
• Around-the-clock roadside assistance
• Uninsured/underinsured motorist protection
• Money for unexpected expenses
• Contents coverage
• Towing protection
• Medical payments insurance
 
Classic Car Insurance
A classic, collectible or antique car is no ordinary car, and regular auto insurance is not sufficient to protect such a vehicle against damage or loss. Many of the same coverages are provided by a classic car insurance policy as they are by a standard auto insurance policy. A classic car policy may include liability coverage, uninsured/underinsured motorist coverage, and medical coverages such as personal injury protection, liability, or medical payments coverage. You can also get reimbursement for towing and roadside assistance.

Watercraft Insurance
Whether you own a sailboat, a luxury yacht, or something in between, our comprehensive watercraft policy is tailored and designed to your specific needs and includes broad navigational limits to protect you in both domestic and international waters.

We will search the market for the boat insurance program that best fits your individual needs.
  • Hull protection
  • Liability coverage
  • Trailer coverage
  • Replacement cost
  • Waterski liability
  • Coverage for special boat equipment
  • Medical payments coverage
  • Pollution liability
  • On-water towing
  • And more
 
Golf Cart insurance
Accidents involving golf carts can occur at any time and in any location. While on the golf course, you may cause damage to someone's property or be involved in an accident. Golf cart insurance is essential because it protects you from these types of risks. Coverage can include; liability, physical damage, collision, and comprehensive coverages.

Personal Watercraft Insurance
In the event of an loss, accident, or damage, or theft, personal watercraft insurance should cover your PWC/jet ski. PWC insurance can cover physical damage, bodily injury, medical payments, towing, and roadside assistance, among other things, depending on the specifics of your policy. We will collaborate with you or your agent to design a coverage plan tailored to your specific requirements.

Strive Insurance Group, Inc. (formerly Gordon Lund Insurance Agency, Inc) is an independent insurance agency representing many insurance companies.  This means that we quote with many different insurance companies to obtain the best rate and coverage for your insurance.  We do this at no additional fee or service charge to you.  Our insurance agency's reputation for representing the best insurance companies, providing excellent customer service and competitive pricing to our clients has been earned and proven for over 30 years.  We take great pride in finding you the best coverage and backing it up with prompt personal service.  ​
 
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5/10/2022

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May 10th, 2022

 
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​Strive Insurance Group, Inc. | 701 N. Central Expressway Bldg 1|Richardson | Texas | 75080 | 866.538.8174
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