In the next few days, we will be watching children scramble from house to house in search of the elusive Halloween treat. However, keeping our kids safe as they are out Halloween night is always a concern. A little pre-planning can prevent unfortunate accidents that could turn out to be tragic. Remember, your homeowner’s insurance will cover you in most cases should someone trip and fall on your premises. Here are some pointers for ensuring your house is a safe place for trick-or-treaters on Oct. 31.
Safety tips for kids
Safety Tips for Motorists
Sources: http://www.nsc.org/, https://www.aap.org, https://www.cdc.gov
Strive Insurance Group, Inc. is a full-service independent insurance agency that has been serving the insurance needs of the Dallas area since 1984 (formerly Gordon Lund Insurance). Don't worry, nothing has changed, but our name. In addition to having a presence in the Dallas and North Texas area, we have also expanded to Austin and Central Texas with agent representation and the same professional service.
Personal Insurance Update
Most of us buy insurance in this order; auto insurance, renters’ insurance, home insurance, and then life insurance. However, many of us do not think about how the events in our lives may affect our need for different kinds of insurance. As your life changes, the need to protect your life, investment, and family also changes. It's also a good idea to reexamine your coverages and limits from time to time, especially whenever you make additions or improvements. If you have any questions, please feel free to contact us. We are here to help you protect your assets.
Here are some major life events that will affect your need for personal insurance
Business Insurance Update
Is your business prepared to undertake new overtime rules that will be set into place on December 1, 2016? If you are fined because of non-compliance, your business insurance will not provide coverage. Business insurance policies are not designed to cover government fines.
The US Department of Labor (DOL) released the final rule that raises the white-collar overtime exemption threshold under the Fair Labor Standards Act (FLSA). The new regulations take effect on Dec. 1, 2016. Your business will need to start tracking hours for exempt salaried employees who make under $47,476.
Businesses that will be most affected will be those in the hospitality industry, nonprofits, retail, manufacturing and any agribusiness.
Options for employers
Here is a link to the Department of Labor’s web page. Click here
As an Independent Insurance Agency we represent many insurance companies to fit your businesses dynamic needs. Whether you're a new business or a small business, we can help. Being an Independent Agent means we are not only your agent, but we are your business insurance broker as well. We understand every business and industry is unique, so we will work with you to find the best business insurance coverage at the lowest rate. Contact us today for a free quote.