​Human caused disasters and natural disasters occur in every state. California has earthquakes and wildfires, Texas has flooding and wildfires, the Northeast has winter storms and high winds, Florida has flooding and hurricanes, and the Midwest has flooding and tornados.
Insurance And Disasters
It is safe to say that most business and homeowner’s insurance policies do not cover the risks associated with disasters. The only exception would be damage caused by wildfires. Let’s look at how insurance might apply to other disasters.

1. Floods-- Only 13% of U.S. homeowners had flood-insurance policies last year according to the Insurance Information Institute, a trade group. Flood insurance must be purchased through the National Flood Insurance Program. We can help you if you need the coverage.
2. Earthquake-- While earthquakes occur mainly in certain areas, there are registered earthquakes in every state, every year. Earthquake insurance also must be added or purchased under a separate policy.
3. Tornadoes-- Damage from tornadoes typically is covered, since it usually is considered wind damage.
4. Mudslides-- A standard home insurance policy does not protect your home against damage caused by a mudslide. Mudslides are usually defined as ground movement. Heavy rains that cause a mudflow would typically be covered.
5. Heavy Snow and Winter Storms-- Winter storms and snow damage is covered under a typical homeowner’s policy. If flooding occurs, then the flood damage would be covered.
6. Hail-- Most homeowner’s insurance policies provide coverage for losses resulting from hail.
7. Wildfires-- It can be safe to say that all homeowner’s insurance covers loss resulting from a fire. Wildfires are considered a fire and would be covered.

Coverage disclaimer--the information provided here is for general purposes only. It is not our intent to change or modify insurance coverage. Each insurance policy is different and your individual coverage will be determined by the terms of your insurance policy.

Strive Insurance Group, Inc. is a full-service independent insurance agency that has been serving the insurance needs of the Dallas area since 1984 (formerly Gordon Lund Insurance). Don't worry, nothing has changed, but our name. In addition to having a presence in the Dallas and North Texas area, we have also expanded to Austin and Central Texas with agent representation and the same professional service.

We represent, and have established a strategic alliance, with only the highest quality insurance carriers. In doing so, we can provide you with the service and protection to meet your dynamic needs. As your needs change, we can review and collaborate to decide which insurance company or companies are best suited to your situation.

​A Personal Insurance Update
According to the Federal Bureau of Investigation (FBI) over 430,000 burglaries take place during the summer months. A burglary takes place about every 30 seconds in the United States. That adds up to over 200 per hour, and over 4,700 every day.
It's important you find an insurance agent that helps you understand your insurance quote and policy.  We understand your home is probably your biggest investment, so when it comes to insurance we'll make sure your home is covered in case a loss occurs.  Homeowners insurance not only protects your home, but covers your personal property, other structures, loss of use, and personal liability.  We can also add valued jewelry to your insurance policy.  
Criminals watch your home and know when your home is vacant or when you are on vacation.  Here are some things you can to do help protect your property while away:

• Stop the paper and garbage.
• Keep valuables in a locked safe.
• Make sure all electrical appliances are turned off.
• Lock up all guns.
• Tell neighbors about your trip. Have them watch for deliveries.
• Do not take all your credit cards on vacation, only take the ones you may need.
• Use automatic lights to give the appearance of someone being at home.
• Pay all your bills so that key utilities don’t get turned off.
• Inform your credit card companies where you plan on traveling.  This information will alert them to any fraud.
• Mow the lawn before you go to make it look like you are at home.
• Give your itinerary to a family member.
• Do not post vacation pictures on social media sites until your return home.
• Have us complete a free home insurance review before you go.

Strive Insurance Group, Inc. is a full-service independent insurance agency that has been serving the insurance needs of the Dallas area since 1984 (formerly Gordon Lund Insurance). Don't worry, nothing has changed, but our name. In addition to having a presence in the Dallas and North Texas area, we have also expanded to Austin and Central Texas with agent representation and the same professional service.

We represent, and have established a strategic alliance, with only the highest quality insurance carriers. In doing so, we can provide you with the service and protection to meet your dynamic needs. As your needs change, we can review and collaborate to decide which insurance company or companies are best suited to your situation.

A Texas Personal Insurance Update
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Personal umbrella Insurance provides extra protection, or limits, above the liability insurance you currently have.  Just as an umbrella protects you from heavy rain, an Umbrella Insurance policy protects you from losing the entirety of your wealth and assets in the event of a claim. Umbrella Insurance can provide limits above your personal auto and home policies.

The cost of a personal umbrella can be as low as $175 per year for $1,000,000 worth of coverage. If you own a boat, jet sky, snowmobile, or any other kind of recreational toy, you should consider a personal umbrella policy.  If you own your your home or have a 401 K plan, don’t jeopardize your future by having a liability claim that could cost you everything. 

Umbrella insurance provides broad insurance beyond traditional home and auto. It provides additional liability coverage above the limits of homeowner's, auto, and boat insurance policies. It can also provide coverage for claims that may be excluded by the primary policies.

Strive Insurance Group, Inc. is a full-service independent insurance agency that has been serving the insurance needs of the Dallas area since 1984 (formerly Gordon Lund Insurance). Don't worry, nothing has changed, but our name. In addition to having a presence in the Dallas and North Texas area, we have also expanded to Austin and Central Texas with agent representation and the same professional service.

We represent, and have established a strategic alliance, with only the highest quality insurance carriers. In doing so, we can provide you with the service and protection to meet your dynamic needs. As your needs change, we can review and collaborate to decide which insurance company or companies are best suited to your situation.

Whether it’s Auto, Home, Motorcycle, Boat, Business or Life Insurance, we are your consultant working with you as you determine your needs.