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6/21/2016

Summer Can Be Risky Business for your Family

With the summer months approaching, now would be a great time to review your Dallas homeowner’s and personal insurance program. There is a large spike in auto accidents during June through August. We offer a free review to assess your insurance needs, and we can recommend needed personal insurance coverage like a personal umbrella, cyber liability, and flood insurance. Summer Risks Are Very Real.

Here are a few of the risks your family may face this summer:

Watercraft -- Remember, your personal watercraft insurance does not cover racing. In addition, if your boat is over a certain length, you will need a separate boat policy. Remember to have personal floatation devices for all people in the boat, and do not drink and drive your boat. Venture beyond the geographic limits in the policy and the insurance may be nullified.
Travel -- If you are planning a family vacation, make sure you keep your home safe while gone. Use timers on lights, cancel the mail and garbage, and do not post vacation pictures on social media while you are gone.
Swimming -- Never leave a child unattended around water. If your child does not know how to swim, make sure they have a floatation device on at all times.
Bug Bites -- If you are heading outdoors, be prepared for annoying critters. Use EPA-registered insect repellents* that contain at least 20% DEET (products include Cutter Backwoods and Off! Deep Woods) for protection against mosquitoes, ticks, and other bugs. Other repellents protect against mosquitoes, but may not be effective against ticks or other bugs.
Barbequing -- Never leave a barbeque unattended. Do not barbeque inside or in a garage. If you receive a minor burn, hold the skin under cool running water for up to 15 minutes to reduce swelling or until the pain subsides.
Sunburns -- Always use sunscreen, and if your skin is burned, mix one-part whole milk with one-part cool water and gently apply it into the affected areas with a washcloth.
Heat Stress -- You may be having fun or working in the sun, but if it is hot, keep hydrated by drink plenty of water. Wear lightweight clothing and take breaks every hour or so.
Fire pits -- Fire pits are becoming increasingly popular for outdoor entertaining. While some burn wood, others use propane or natural gas. Keep kids at a safe distance and teach them that fire pits stay hot long after the flames go out.

Remember to always seek medical treatment if the injury warrants it. Strive Insurance Group, Inc. is a full-service independent insurance agency that has been serving the insurance needs of the Dallas area since 1984. In addition to having a presence in the Dallas and North Texas area, we have also expanded to Austin and Central Texas with agent representation and the same professional service.

We represent, and have established a strategic alliance, with only the highest quality insurance carriers. In doing so, we can provide you with the service and protection to meet your dynamic needs. As your needs change, we can review and collaborate to decide which insurance company or companies are best suited to your situation.

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6/16/2016

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The Biggest Claims Myths

We Want to Educate You About The Realities Of Filing A Claim
Let’s face the facts. You buy insurance to protect yourself in the event of an accident, injury, or some other event. Filing a claim with your homeowner’s, auto or business policy should be easy, and the claims process should go smoothly. Let’s expose the myths around filing an insurance claim

Myth- Filing an online claim with an online insurer is easy and takes only minutes. Online insurance claims can take longer, and you may not even know from where in the world the person is calling.
Myth- Any claim will cause my insurance premiums to go up or my insurance policy to be cancelled. A majority of insurance companies simply handle and settle the claim fairly and don’t cancel the policy. Factors that might cause a policy to be cancelled are multiple claims, claims that involve criminal activity, and drunk driving.
Myth- The adjuster’s job is to settle the claim for the lowest amount possible. Most adjusters are obligated to settle any claim per the terms of the policy.
Myth- I do not have anyone to help me through the process. Our office will help you through the process and answer any questions you may have. We are your advocate. This may not be true if you purchased your insurance online.

5.Myth- I can let my contractor or auto body shop handle the claim. Be aware of “ambulance chasers” that appear after a loss or accident and claim to have expertise in claims processing. They may not know your policy. Always call us for help.
6.Myth- All I need to do is report the claim. You will need to communicate with the adjuster and provided other information as needed.
Insurance is intended to help you recover after a loss. We are here to help you review and understand how insurance works.
Our insurance agency's reputation for representing the best insurance companies, providing excellent customer service and competitive pricing to our clients has been earned and proven for over 25 years. We take great pride in finding you the best coverage and backing it up with prompt personal service. We have been serving the Dallas/Richardson, TX area for over 25 years and have recently expanded to the Austin, Cedar Park, and Round Rock area.

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Summer Can Be Risky Business for your Family

﻿The Biggest Claims Myths

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The Biggest Claims Myths