The Top Five Things Every Texas Business Owner Needs To Consider

​A Texas Business Insurance Update
Your business needs the right commercial insurance in order to protect you from the many risks to which you are exposed.  Business insurance will respond to many of your risks subject to the terms and conditions of your policy.  Here are the top five things every business owner needs to consider when securing commercial insurance.
Our “Top Five” List

1. Use an independent agent who is experienced in your industry.
2. Select your agent based on their qualifications, not because they offered you the lowest priced policy.  Buying low priced business insurance sounds good-- until you have an uninsured claim.
3. Consider increasing your property deductible. Many businesses can save a lot of money simply by increasing their deductible to $2,500 or even $5,000.
4. Higher liability limits can be purchased for a relatively small amount.  Consider an umbrella policy which would increase your protection.
5. Always consider cyber risk, employment practices liability, and professional liability coverage.

As an Independent Insurance Agency we represent many insurance companies to fit your businesses dynamic needs.  Whether you're a new business or a small business, we can help.   Being an Independent Agent means we are not only your agent, but we are your insurance broker as well.  We understand every business and industry is unique, so we will work with you to find the best business insurance coverage at the lowest rate. Contact us today for a free quote