Do Your Product Create Liability?

A Business Insurance Update
If you are in the business of designing, manufacturing, servicing, selling, and distributing any product there are risks involved. When the product you represent causes injury or damage to a another person or business, you need insurance protection. Depending on the insurance coverage you have, you may not be adequately protected from a product liability claim arising out of your actions. Many “standard” insurance policies have limitations for product liability claims. For example, a contractor installed windows in a custom home, and 9 months later the windows leaked, causing thousands of dollars of damage. The window manufacturer said their windows are fine; it was the installation that was done incorrectly. The contractor may be held responsible for the damage. Product liability insurance would provide protection in this case.

Our experienced and licensed staff will work with you to help find the right commercial insurance and solutions for your business. Our team can work with most business; we know and understand your industry.

What is product liability insurance?
Product liability insurance can provide protection from damages, injury, claims, and other liability arising out of the selling, distributing, manufacturing, servicing and design of products. Damages can include bodily injury, property damage, and even death.

An essential feature of product liability insurance is the legal defense coverage. The cost to defend an allegation can create a strain on your firm’s resources.
Claims can come from any of the following:

• Poor workmanship
• Breach of warranty
• Failure to warn
• A defect in design or manufacturing
• Material defect
• Failure to provide adequate instructions

Classes of businesses we work with:

• Contractors
• Artisan Contractors
• Manufacturing
• Restaurants
• Distributors
• Food Processors
• Wood Products
• Automotive
• Sporting Goods
• And More

We have a number of highly rated insurance companies to select from. Call us today for more information. 

Striving for High Levels of Service:
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As our name implies, we strive to make your insurance experience positive. We understand you have many options when it comes to getting insurance, so we are going to strive to give you first class customer service you deserve.