How Your Business Can Recover From a Natural Disaster

A Texas Business Insurance Update


Hurricane Harvey’s impact will be felt for the next three to five years, or even longer. Many affected businesses may not survive.  It is our hope that all the people and businesses impacted by Harvey will recover as soon as possible.  For those businesses that had flood insurance, the recovery will be helped through the insurance resources.  There are other kinds of disasters, or losses, which can cause your business to be shut down.  Now is the time to have us complete a business insurance review. We can offer many coverage and pricing options for your business.

Disaster Planning for Your Business

• Review your commercial insurance.  Being proactive can help in the end.  We can help you determine what coverage is best suited for your individual business needs.
• Put together a crisis team and a plan.  Design a plan for the kinds of disasters you are likely to have.  Have contingency plans for continued operations. This may mean developing agreements with other businesses for use of their facilities or locations for a short term.
• Meet with your insurer as soon as possible.  Developing a relationship with your claims adjuster is critical.  Be willing to provide all information required.
• Request an upfront partial payment.  This will help you fund your recovery.
• Be prepared to document all expenses.  It might even help to hire an accountant to help you with post loss expenses and documentation.

As an Independent Insurance Agency we represent many insurance companies to fit your businesses dynamic needs.  Whether you're a new business or a small business, we can help. Being an Independent Agent means we are not only your agent, but we are your insurance broker as well.  We understand every business and industry is unique, so we will work with you to find the best business insurance coverage at the lowest rate. Contact us today for a free quote.