Strive Insurance Group, Inc. | Home, Auto, Business & Life Sciences Insurance
  • Home
    • Privacy Policy
  • About
    • Meet Our Team
    • Blog
  • Contact
    • Life Quote
    • Job Opportunities
    • Client Services >
      • Certificate of Insurance Request
      • Payments
  • Home
  • Auto
    • Auto Quote Form
  • Business Insurance
    • Product Liability Insurance
    • Restaurant Insurance
    • A&E Insurance
  • Commercial Landlord Insurance
  • Medical Office Insurance
  • Life Sciences Insurance
  • Home
    • Privacy Policy
  • About
    • Meet Our Team
    • Blog
  • Contact
    • Life Quote
    • Job Opportunities
    • Client Services >
      • Certificate of Insurance Request
      • Payments
  • Home
  • Auto
    • Auto Quote Form
  • Business Insurance
    • Product Liability Insurance
    • Restaurant Insurance
    • A&E Insurance
  • Commercial Landlord Insurance
  • Medical Office Insurance
  • Life Sciences Insurance

11/26/2019

0 Comments

How Your Personal Insurance Can Protect You During The Holiday Season

 
Picture
Tis The Season… For Problems

As we approach the holiday season, we thought it might be good to provide you with a few insurance tips on how to protect yourself and your family during this season. The holiday season usually sees an increase in homeowners and other personal types of accidents and claims. Here are a few examples.

Common Insurance Claims During The Holiday Season
  • Damage to home as a result of holiday party mishaps
  • Theft of personal property
  • Identity theft
  • Food poisoning and illness
  • Stolen gifts out of mall parking lot
  • House fires as a result of dry trees or candles
  • Auto accidents due to rain or bad weather
  • Drunk driving accidents
  • Guests trip and fall claims during a holiday party
  • Falling while decorating
  • Winter sports activities
  • Falling trees due to wind storms
  • Ice and snow damages
  • Travel mishaps
 
Identity Theft Increases during November and December

With more online shopping identity thieves target online shoppers. Criminals access public Wi-Fi systems to hack into your computer and smartphone.
Today, some homeowner insurance policies will either include or offer as an add-on, some type if identity theft coverage but in most cases, the coverage is limited. A stand-alone identity theft policy that is more comprehensive will typically contain the following benefits:
  • Coverage for the named insured, spouse, and resident children
  • Counseling with a licensed private investigator
  • Data breach notifications
  • Reimbursement for identity restoration costs
  • Credit card activity alerts
  • Bank account activity alerts
  • Fictitious Identity Monitoring
Homeowners Insurance

A standard homeowner’s insurance policy can offer protection from many of the trips, spills, and holiday mishaps. If your home insurance is written properly it can offer insurance coverage for;
  • Trips and falls
  • Theft of personal property
  • Personal liability risks for third party claims
  • Theft of personal property from your vehicle
  • Fire and other property damage
  • Damage to your home as a result of a covered loss
Some homeowner’s insurance can offer a limited amount of identity theft protection. We do recommend you consider identity theft insurance, which can protect your online identity.

Renters or Condo Insurance
Renters insurance can also provide coverage during the holidays.
  • Trips and falls
  • Theft of personal property
  • Personal liability risks for third party claims
  • Theft of personal property from your vehicle
  • Fire and other property damage not insured by the owner
Auto Insurance
Auto insurance can provide coverage for you and your passengers while driving during the holiday season. There is a variety of different auto coverage options to suit different people, family situations, financial statuses and more. While state law requires certain coverages and minimum limits, most drivers should carry much higher limits to protect themselves and family should an accident take place. The primary coverages included the following:

Collision Coverage – Covers the costs of repairs or replacement of a vehicle in the event of an accident.

Comprehensive Coverage – Pays for the costs and damages associated with events such as engine fires, hail damage, hitting a deer and other damages not caused by collision.

Bodily Injury Coverage – Provides financial compensation for injuries or death due to an auto accident, within the policy’s coverage limits.

Property Damage – Reimburses for damage to property, such as another vehicle, a fence, a building, and other types of features.

Let us help you by providing a free, no obligation, auto insurance quote, including various coverage options to choose from. We’ll help you identify the right insurance policy, and the best insurance company, to financially protect your car, truck, and other passenger vehicles. Call or fill out our online insurance quote request today.
Strive Insurance Group, Inc. is a full-service independent insurance agency that has been serving the insurance needs of the Dallas area since 1984 (formerly Gordon Lund Insurance). Don't worry, nothing has changed, but our name. In addition to having a presence in the Dallas and North Texas area, we have also expanded to Austin and Central Texas with agent representation and the same professional service.

We represent, and have established a strategic alliance, with only the highest quality insurance carriers. In doing so, we can provide you with the service and protection to meet your dynamic needs. As your needs change, we can review and collaborate to decide which insurance company or companies are best suited to your situation.
 
0 Comments



Leave a Reply.

    Archives

    February 2025
    January 2025
    December 2024
    November 2024
    October 2024
    September 2024
    August 2024
    July 2024
    June 2024
    May 2024
    April 2024
    March 2024
    February 2024
    January 2024
    November 2023
    October 2023
    September 2023
    August 2023
    July 2023
    June 2023
    May 2023
    April 2023
    March 2023
    February 2023
    January 2023
    December 2022
    November 2022
    October 2022
    September 2022
    August 2022
    July 2022
    June 2022
    May 2022
    April 2022
    March 2022
    January 2022
    November 2021
    October 2021
    September 2021
    August 2021
    July 2021
    June 2021
    May 2021
    April 2021
    March 2021
    February 2021
    January 2021
    December 2020
    November 2020
    October 2020
    September 2020
    August 2020
    July 2020
    June 2020
    May 2020
    April 2020
    March 2020
    February 2020
    January 2020
    December 2019
    November 2019
    October 2019
    September 2019
    August 2019
    July 2019
    June 2019
    May 2019
    April 2019
    March 2019
    February 2019
    January 2019
    December 2018
    November 2018
    October 2018
    August 2018
    July 2018
    June 2018
    May 2018
    April 2018
    March 2018
    February 2018
    January 2018
    December 2017
    November 2017
    October 2017
    September 2017
    August 2017
    July 2017
    June 2017
    May 2017
    April 2017
    March 2017
    February 2017
    January 2017
    December 2016
    November 2016
    October 2016
    September 2016
    August 2016
    July 2016
    June 2016
    May 2016

    Categories

    All
    Architects And Engineers
    Auto Insurance
    Bar Insurance
    Bio Tech
    Boat Insurance
    Business Insurance
    Commercial Insurance
    Cyber Laibility
    Flood Insurance
    Holiday Safety
    Home Business
    Home Insurance
    Life Sciences
    Medical Devices
    Medical Offices
    Personal Insurance
    Product Liability
    Professional Liability
    Property
    Restaurant Insuurance
    RV Insurance
    Toy Insurance

    RSS Feed

NOTICE: This blog and website are made available by the publisher for educational and informational purposes only. It is not to be used as a substitute for competent insurance, legal, or tax advice from a licensed professional in your state. By using this blog site you understand that there is no broker client relationship between you and the blog and website publisher. Privacy Policy.​

​Strive Insurance Group, Inc. | 701 N. Central Expressway Bldg 1|Richardson | Texas | 75080 | 866.538.8174
Photos from Randy Heinitz, dhublimited, Gamma Man, Nguyen Vu Hung (vuhung), roarofthefour, propertysnaps, Ada Be, Mire de rien