The world is changing, and we understand the issues your business faces every day. There is constant competition for your customers, there are challenges in attracting and retaining top employees, and your cost of goods keeps going up. Part of your planning should include an annual commercial insurance review. Your business changes, and so do your exposures. Here are some of the major kinds of coverage found in most commercial insurance programs.
Commercial Insurance for Businesses Liability Insurance- Covers your business against claims of negligence that resulted in loss or injury to a customer or visitor to your business. Worker’s Compensation- Protects your business when an employee becomes injured on the job. It is required by law. Commercial Auto- Covers against loss for your business vehicles and any liability your business incurs as a result of an accident. Property- Insures against loss for your buildings and equipment. Employment Liability- Covers your business and managers from claims of harassment, discrimination and other civil rights as afforded under state and federal laws. Cyber Liability- Protects your liability interests when data or sensitive client information is stolen or accidentally lost by your business. Professional Liability-Protects your business when a third party accuses your business of being negligent or making a mistake in providing professional services. An Independent Agent Who Understands Commercial Insurance When you purchase business insurance through an independent agent you are working with a licensed professional who specializes in the products and services you need. We have access to many insurance companies and know which ones are designed just for your business. Independent agents are local business owners who employee your neighbors to serve your needs. Insurance coverage made easy. When it comes to buying your insurance, you have options. You can go to a captive insurance agent, an agent that represents one company, or you can go to an independent insurance agent that represents many companies. Strive Insurance Group, Inc. (formerly Gordon Lund Insurance Agency, Inc) is a full-service independent insurance agency representing many insurance companies. This means that we shop many different insurance companies to obtain the best rate and coverage for your insurance. We do this at no additional fee or service charge to you. Simply put, our goal is to find you the best coverage and rate for your auto, home, business, or life insurance. Whether you need a business insurance quote or an auto insurance quote, we can help. To obtain an insurance quote, click on the tab and enter your information into the form. If you have any questions along the way, please don't hesitate to contact one of our insurance agents. Leave a Reply. |
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1/28/2020
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