Texas Restaurant Insurance… A Recipe For Success

Restaurant Facts
According to the National Restaurant Association, in 2018, restaurants employed over 14 million people and achieved over $600 billion dollars in sales.  Restaurants accounted for about 45% of the total dollars spent on food, and 45% of adults said restaurants are part of their daily life. This is good news for the restaurant industry because it means that there are a lot of people dining in restaurants.  Unfortunately, this also means that there is an increase in the possibility of claims against restaurants.
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Restaurant Insurance
If you own a restaurant, it will be important to have the proper restaurant insurance to keep your restaurant open should the unthinkable happen.  If your restaurant, bakery, catering service, or tavern is going to have staying power, you have to build a plan for managing potential pitfalls, and that includes insurance.

Here are few of the kinds of insurance coverage your hospitality business needs to consider:

1. Property Insurance
2. Liquor Liability
3. General Liability
4. Worker’s Compensation
5. Business Income Food Spoilage
6. Employment Practices Liability
7. Cyber Liability
8. Food Borne Illness Coverage

Without insurance, you would have to pay all court costs and fines out of pocket in the event that someone files a lawsuit over an injury they sustained at your establishment.
As an Independent Insurance Agency we represent many insurance companies to fit your businesses dynamic needs.  Whether you're a new business or a small business, we can help.   Being an Independent Agent means we are not only your agent, but we are your insurance broker as well.  We understand every business and industry is unique, so we will work with you to find the best business insurance coverage at the lowest rate. Contact us today for a free quote.